1. Scope and accountability
This Privacy Policy applies to personal information Horizon Wealth Builders Canada collects through this website, its contact form, email inquiries, and its linked appointment-booking service. Horizon is responsible for personal information under its control and uses service providers to help operate these functions.
Questions, access requests, correction requests, consent withdrawals, or privacy concerns may be sent to syogesva@pm.me.
2. Information we collect
When you contact us, we may collect the information you choose to provide, including your name, email address, optional phone number, contact preference, preferred contact time, inquiry category, message, and any appointment details you submit through the booking service.
The website and its service providers may also process limited technical information needed to deliver and secure the site, such as an IP address, browser or device information, timestamps, and basic request or security logs.
3. Why we use the information
We use personal information for the purposes identified when it is collected, including to:
- receive, review, and respond to your inquiry;
- provide the educational information or service discussion you requested;
- schedule and manage an introductory conversation;
- maintain reasonable business, compliance, security, and inquiry records; and
- detect misuse, protect the website, and meet legal or regulatory obligations.
Submitting the contact form authorizes Horizon and the service providers needed to deliver the form to use the submitted information for these purposes. We will seek fresh consent before using it for a materially different purpose unless the use is otherwise permitted or required by law.
4. Service providers and disclosures
Horizon does not sell or rent personal information. We may disclose information to employees, representatives, regulators, professional advisors, or service providers when reasonably necessary for the purposes above, to protect legal rights, or when required by law.
The website currently uses Formspree to process contact-form submissions and links to Calendly for appointment booking. Those providers handle information under their own terms and privacy notices. Website hosting and security providers may process technical request data.
Some providers may process or store information outside Canada. Information in another country may be subject to that country’s laws and may be accessible to its courts, law-enforcement bodies, or authorities.
5. Consent and communication choices
You may withdraw consent to an optional use of your information by contacting us, subject to legal or contractual restrictions and reasonable notice. Withdrawal may limit our ability to respond to an open request or provide a requested service.
An inquiry authorizes communications needed to respond to that inquiry. It does not by itself subscribe you to promotional email. If Horizon later offers marketing subscriptions, they will use a separate consent process and provide an unsubscribe method as required by applicable law.
6. Cookies and external websites
Horizon does not currently place advertising cookies or operate behavioural advertising through this website. The hosting service may use essential technologies needed to deliver, authenticate, secure, or maintain the site.
Links to external services—including Formspree, Calendly, government resources, and insurers—take you to websites Horizon does not control. Their privacy practices and cookies are governed by their own notices.
7. Retention and safeguards
We retain personal information only for as long as reasonably necessary for the identified purpose and for legitimate legal, regulatory, security, or record-keeping requirements. Information that is no longer required should be securely deleted, destroyed, or anonymized.
Horizon uses safeguards appropriate to the sensitivity of the information. No internet transmission or storage method can be guaranteed completely secure, which is why the website form should not be used for sensitive records.
8. Access and correction
You may ask whether Horizon holds personal information about you and request access to or correction of that information. We may need to verify your identity before completing a request. Applicable law may permit or require limited exceptions, and we will explain a refusal where required.
9. Children
This website is intended for adults and is not directed to children under 13. We do not knowingly seek personal information from children under 13 through the contact form. A parent or guardian may contact us if they believe a child has submitted information.
10. Changes and questions
We may update this policy when our practices, providers, or legal obligations change. The effective date above identifies the current version. Material changes will be presented on this page before or when they take effect, as appropriate.
For privacy questions or requests, email syogesva@pm.me.